My House Burned and The Insurance Company is Trying To Say I Committed Arson
One of the most frustrating things to go through after having your home burned and destroyed in a fire is having to work with the insurance company. Every step is arduous. The steps taken to get your claim processed: the paperwork, the phone calls and the process itself can be beyond overwhelming. It isn’t always […]
My Neighbor’s Tree Hit My House: Are They Liable?
Unfortunately, severe weather often results in trees and large shrubs falling over or losing branches, which can cause damage to a neighbor’s property. The harm caused by falling trees can be extensive and may require hours of labor and expensive materials to repair. Fortunately, insurance companies usually take care of the cost of any property […]
What Are The Essential Proofs I Need To File A Claim?
Being in an accident or sustaining property damage can be a stressful, expensive, and often painful experience, especially when someone else’s negligence or wrongful act was the cause of the accident. When a person has been in an accident, there are a few vital steps that, if completed, will ensure that he or she is […]
Liability Insurance and Typical Homeowners Policies
Liability insurance protects policyholders from having to pay out of pocket for costs associated with legal claims. For example, if a person is found liable for causing property damage or injury to another, his or her primary liability insurance pays for medical costs or repairs up to the limits of the policy. When an accident […]
The High Cost Of Flood Damage
Hurricane Joaquin brought almost 27 inches of rainfall to the hardest hit areas of South Carolina in early October, 2015. The National Weather Service stated it was a “1000 year rainfall event” that left 17 people dead, 42,000 homes without running water, and 1000 homes and businesses without power. It has been estimated that the flood […]
The Insurance Company Cannot Force You To Hire A Certain Roofer
The business of insurance is not necessarily one of protecting people; it is a business of making money. The reason that medical insurance companies will try to steer you away from certain medical providers is that in-house providers may have agreed to a lower percentage of profits in their contracts. Limiting your options legally creates […]
Can I Claim Property Damage Even If My Home Loan Is In Default?
If your property is damaged, and if your insurance coverage is current, you are entitled to file a property damage claim. In fact, it may be required. The question is who will receive the check from the insurance company. In most cases, the insurer will issue funds meant for structural repair by way of a […]
My Property Damage Claim Was Denied, What Are My Options
There’s nothing that can ruin your mood like an unexpected expense. People have insurance to help shelter them from just these kinds of expenses. However, sometimes the insurance company that you are relying on doesn’t come through for you. Rather than paying your claim, they deny it. If this happens to you, here are some […]
